Privacy Policy

Last updated: November 8, 2024

GRRN, under HERNS INC., a Delaware Corporation, operates this Privacy Policy to safeguard your privacy regarding the information we collect across our platform and other services. By accessing and using GRRN’s website, services, and software, you agree to the terms outlined in this Privacy Policy. If you do not agree with these terms, please refrain from using our services.

Contact Information:

• Company: GRRN (HERNS INC.)
• Address: 99 Wall Street, Suite 2775, New York, NY 10005
• Phone: 833-721-1054
• Email: customersupport@grrn.io

Information We Collect

Information You Provide Directly

When you interact with GRRN services, you may provide us with:

• Profile Information: Including name, email address, and relevant work history.
• Authentication Details: Such as usernames and passwords.
• Communication Records: Correspondence between you and GRRN, including support inquiries or other feedback.
• Marketing Preferences: Your preferences regarding marketing communications.

Information from External Sources

With your consent, we may collect additional public information or information through third-party social media platforms if you use them to access our services.

Automatic Data Collection

We may automatically collect certain usage data from your device to enhance the user experience, including:

• Usage Information: IP address, general location inferred from IP, browser type, device information, and page visit data.
• Tracking Technologies: We may use cookies, pixel tags, and similar technologies for tracking purposes.

Third-Party Services

GRRN uses third-party service providers to help operate, secure, and enhance our platform, which may involve these providers collecting or accessing your information under their privacy policies.

How We Use Your Information

We and our service providers may use your information to:

• Deliver Services: Maintain and administer your account, respond to support inquiries, and customize your user experience.
• Communication: Contact you regarding service updates, opportunities relevant to your interests, or notifications.
• Analyze and Improve: Conduct internal analytics and improve our platform and services.
• Marketing and Personalization: Personalize the advertising and content displayed on our platform and affiliated sites.
• Legal and Security: Comply with legal obligations and protect against potential security risks.

We may also aggregate and anonymize collected data for analytical or statistical purposes.

Sharing of Your Information

• Affiliates and Service Providers: Trusted third parties assist in operating and securing our services.
• Legal Requirements: Disclosures as required by law to protect GRRN’s rights, property, or safety.
• Business Transfers: If GRRN undergoes a business transaction like a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

Your Privacy Choices

• Account Settings and Deletion: You may manage or delete your account by contacting customer support.
• Marketing Communications: You may opt out of receiving promotional communications at any time.
• Cookies and Tracking: Adjust your browser settings to block or notify you of cookies.

Data Securities

We use commercially reasonable measures, including SSL encryption, to protect your data. However, no method of data transmission is entirely secure. We advise safeguarding your account details and reporting any suspicious activity.

International Data Transfers

GRRN’s headquarters and servers are based in the United States. By using our services, you consent to the transfer and storage of your information in the U.S. or other countries, as needed to deliver services.

Children's Privacy

GRRN does not knowingly collect information from individuals under 16 years of age. If we learn we have collected data from a child under 16 without verified parental consent, we will delete it.

Changes to the Privacy Policy

GRRN may update this Privacy Policy as needed to reflect changes in legal requirements or our services. Any significant updates will be posted here. Your continued use of our services implies acceptance of any updated terms.

California Privacy Notice

If you are a California resident, the California Consumer Privacy Act (CCPA) requires us to provide you with additional information regarding the personal information we collect, how it is used, and your rights regarding that information.

Categories of Personal Information We Collect, Use, and Disclose

The following categories of personal information may be collected from California consumers:

• Identifiers: Name, email address, postal address, phone number, or similar identifiers.
• Account and Profile Information: Username, password, and profile details.
• Employment and Financial Information: Employment history, income details, loan application information, and other relevant financial data when applying for financial products, loans, or employment opportunities on our platform.
• Device Information: IP address, device identifiers, browser type, and geolocation data.

This information is collected to provide services, communicate with users, perform analytics, and improve our platform. For a more detailed description, refer to the "Information We Collect" section above.

Sale/Sharing of Personal Information

The CCPA considers certain information sharing practices, such as sharing with advertising and analytics partners, as a "sale" or "sharing" of personal information for personalized financial optimization. GRRN does not sell personal information for monetary compensation but may share limited data with third parties for the purposes of targeted advertising.

To opt out of any data sharing that may be considered a “sale” or “sharing” under California law, please email the site’s footer.

Your Rights under California Law

As a California resident, you may have the following rights:

• Right to Know: Request information on the categories and specific pieces of personal information we have collected.
• Right to Delete: Request deletion of your personal information, subject to certain exceptions.
• Right to Correct: Request correction of inaccurate personal information.
• Right to Opt-Out of Sale/Sharing: Opt-out of certain disclosures considered "sales" or "sharing" under the CCPA.
• Right to Non-Discrimination: GRRN will not discriminate against you for exercising these privacy rights.

To exercise any of these rights, submit a request through email at customersupport@grrn.io. For verification, we may request additional information to confirm your identity before processing your request.

If you use an authorized agent to exercise these rights on your behalf, please provide written permission for the agent to act on your behalf, or ensure they have a power of attorney.

For questions about this Privacy Policy or your data, contact GRRN’s support team at:

• Email: customersupport@grrn.io
• Phone: 833-721-1054
• Mailing Address: 99 Wall Street, Suite 2775, New York, NY 10005

Contact Us

For questions about this Privacy Policy or your data, contact GRRN’s support team at customersupport@grrn.io.

This Privacy Notice was last updated on November 8, 2024.

Terms of Use for GRRN

Updated November 8, 2024

GRRN, under HERNS INC, a Delaware Corporation (“GRRN,” “we,” or “us”), requires all visitors and users of our platform, software, and website to adhere to these Terms of Use. By accessing or using GRRN’s services, you agree to be bound by these Terms, as well as our Privacy Policy. Please read these Terms carefully. If you have any questions, you can contact us at:

GRRN
99 Wall Street, Suite 2775
New York, NY 10005
Phone: 833-721-1054
Email: customersupport@grrn.io

General Service Terms

GRRN Services

GRRN operates a technology-driven platform designed for the financial and fintech industries, offering tailored software solutions. Our users include individuals, startups, and companies (collectively, “Users”).

Updates to Terms

GRRN may modify these Terms periodically. Any changes take effect upon posting, and continued use of GRRN’s services indicates agreement with any updated terms.

Privacy Policy

Your privacy is important to us. All information collected is governed by GRRN’s Privacy Policy, which explains how we collect, use, and share your data.

Content & Intellectual Property

User-Generated Content

Users may upload content to the platform. By providing this content, you grant GRRN an irrevocable, perpetual, non-exclusive, worldwide license to use, modify, and distribute this content to provide or promote our services.

Intellectual Property Rights

GRRN and its licensors retain ownership of all intellectual property, including trademarks, service marks, and content associated with the platform.

User Conduct

Users agree not to use GRRN’s services for unlawful purposes, including but not limited to uploading malicious software, infringing on third-party rights, or posting harmful content.

Limitation of Liability

GRRN provides its services “as is” and does not guarantee uninterrupted or error-free service. GRRN is not liable for any indirect, incidental, or punitive damages resulting from the use of its services.

Dispute Resolution and Arbitration

Any disputes arising from these Terms will first be addressed through informal resolution. If unresolved, disputes may proceed to binding arbitration, with New York jurisdiction.

Miscellaneous

Governing Law

These Terms are governed by Delaware law.

Changes to Terms

GRRN reserves the right to update these Terms at any time, with continued use constituting agreement to the changes.

Contact Information

For questions regarding these Terms, please contact GRRN at the address or email provided above.